CENTROFIDI TERZIARIO S.C.P.A. is a mutual guarantee cooperative dedicated to facilitating access to credit for small and medium-sized enterprises. Based in Florence, we serve businesses across Tuscany and central Italy.
As a confidi cooperative, we provide mutual guarantee services that help businesses secure bank financing under more favorable conditions, reducing collateral requirements and improving credit access.
We issue guarantee commitments on behalf of member enterprises, enabling them to obtain bank loans and credit lines with reduced collateral requirements and improved terms.
Learn moreOur cooperative model pools the creditworthiness of member businesses, creating a collective guarantee fund that strengthens each member's position when approaching financial institutions.
Learn moreWe assist enterprises in preparing financing requests, assessing credit needs, and navigating the relationship with banks and financial intermediaries to achieve sustainable funding.
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CENTROFIDI TERZIARIO S.C.P.A. operates as a mutual guarantee institution (confidi) within the Italian cooperative credit system. Our purpose is to support the economic development of member enterprises by facilitating their access to bank credit and financial services.
Through collective guarantee mechanisms, we help small and medium-sized businesses overcome the collateral barriers that often limit their ability to secure financing for growth, operations, and investment.
Our cooperative brings together enterprises from the tertiary sector, providing guarantee services that strengthen their financial position and support sustainable business growth.
Our cooperative primarily serves member enterprises located in Tuscany and the surrounding central Italian regions. We maintain relationships with local banks and financial institutions to ensure that guarantee services are delivered efficiently and in alignment with regional economic needs.
From our headquarters in Florence, we coordinate guarantee operations and provide support to businesses in sectors including commerce, services, tourism, and professional activities.
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Contact our team to learn how membership in our cooperative can help your enterprise secure financing under more favorable conditions.
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